does seabank have admin fees?

9 July 2024

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Seabank is the choice of many people because it offers various advantages, especially in terms of cost. The common question that often arises is “Does Seabank have an admin fee?” The answer is No admin fee. Let’s discuss in more detail about the various costs and benefits offered by Seabank.

profit there is no admin fee at seabank

One of the main advantages of Seabank is No fees are charged to the user. This includes account opening fees, minimum balance, low balance penalty fees, administration fees, account closures, dorman, virtual accounts, transfers between SEA Bank accounts, to top up shopeepay balances for free.

Account opening fee and minimum balance

At Seabank, There is no account opening fee and minimum balance. You can open an account without having to think about the initial cost or having to maintain a certain minimum balance.

Low balance penalties and administration fees

Besides, No low balance penalty fees and administration fee monthly. This means you don’t have to worry about deductions due to these costs.

Account closure and dormancy

If you decide to close the account, Seabank does not wear Account closing fee. In fact, if your account is inactive for a long time, nothing dormancy fee which will be charged.

Virtual Account and Transfer Between SEA Bank Accounts

For transactions using Virtual Account and Transfer Between SEA Bank Accounts, Seabank does not charge any fees. This makes internal transactions easier and more economical.

Top Up ShopeePay Balance Free

One of the other big advantages is Top Up ShopeePay Balance Free. Seabank users can top up their ShopeePay balance without being charged an additional fee.

Transfer fees to other banks and e-wallets

Seabank offers Transfer fees to other banks (RTOL, SKN, BI-FAST) and Top Up E-Wallet other than ShopeePay are free up to 100 times a month. However, after exceeding the free quota, here are the fees charged:

IDR 2,500 per transaction For transfer of SKN & Real time online (rTol).
IDR 1,500 per transaction For OVO e-wallets.
IDR 500 per transaction for e-wallet funds.
IDR 2,000 per transaction For Gopay e-wallet.
IDR 3,000 per transaction Other e-wallet top-ups.
IDR 2,500 per transaction For BI Fast Transfer.

Terms of fees and transaction limits

It is important to remember that This provision is subject to change at any time. For the latest information, you can visit the official SEABANK website at Seabank Help Center.

Why is Seabank a good choice?

Seabank is a good choice because apart from no admin fees, they also offer various features and services that facilitate banking transactions. Here are some reasons why Seabank could be your best choice:

Ease of transaction

In the absence of fees for many types of transactions, Seabank makes it easy for users to carry out various banking activities without having to worry about additional costs.

Extensive e-wallet service

Seabank supports the top up of various popular e-wallets in Indonesia, such as OVO, Dana, Gopay, and others, at a very competitive or even free cost within certain limits.

Affordable Interbank Transactions

Transfers between banks through SEABANK are very affordable, especially with the free quota of up to 100 times a month. This makes Seabank an economical choice for those who often make interbank transfers.

security and reliability

As a digital bank, Seabank prioritizes security and reliability in every transaction. Users can feel at ease because their data and funds are protected with sophisticated security technology.

Good user experience

The user-friendly interface and responsive customer service make the user experience at Seabank better. Users can easily access and manage their accounts through the Seabank app.

Conclusion

There is no admin fee at Seabank is one of the main advantages that makes this bank attractive to many people. From opening accounts, minimum balances, to various types of transactions, Seabank provides free fees that are difficult to find in other banks. With the addition of top-up e-wallet services and affordable interbank transfers, Seabank offers economical and practical banking solutions.