Prayer for Ijab Qabul Zakat: Procedures, Virtue, and Examples of Prayer
Zakat is one of the pillars of Islam that is obligatory for every capable Muslim. Apart from being an obligation, zakat is also a form of worship to clean wealth and as a form of concern for others. In the process of handing over zakat, there is a prayer of ijab qabul which is often read as part of the procedure for handing over and receiving zakat. The prayer of ijab qabul zakat is important to say because it symbolizes the approval of both parties – the giver and recipient of zakat – to carry out this obligation with sincere intentions.
This article will discuss in depth the procedures for implementing zakat, including the prayer of ijab qabul zakat that can be practiced, as well as a detailed explanation regarding the types of zakat and the conditions that need to be met.
types of zakat and their differences
There are two main types of zakat that every Muslim must know, namely zakat fitrah and zakat mal. Here is the difference between the two:
| Type of Zakat | Definition | implementation time | The amount of zakat | zakat recipient |
|---|---|---|---|---|
| Zakat Fitrah | Zakat that must be issued by every Muslim before Eid al-Fitr as a form of self-purification. | Ahead of Eid (Ramadan) | equivalent to 2.5 kg of staple food or its value in rupiah | poor, poor, amil zakat, converts, converts, slaves, people who are in debt, in the way of Allah, and travelers |
| zakat mal | Zakat that must be issued on assets owned by someone who has reached the nisab. | throughout the year, when you have reached nisab and haul | 2.5% of the total assets | poor, poor, amil zakat, converts, converts, slaves, people who are in debt, in the way of Allah, and travelers |
Procedures for Implementing Zakat and Reading the Prayer of Ijab Qabul
Every Muslim who has met the mandatory requirements for zakat should understand the procedure for implementing zakat, starting from the intention to the reading of the Ijab Qabul prayer. Here are the steps you can follow:
1. Intention and determine the type of zakat
The first step is to determine the intention and type of zakat to be given, whether zakat fitrah or zakat mal. Intentions must really be aimed at carrying out obligations and to clean up property.
2. Calculating the amount of zakat
The amount of zakat is calculated based on the provisions that have been set. For zakat mal, generally is 2.5% of the assets that have reached the nisab, while zakat fitrah is a staple food ingredient or equivalent in value in rupiah.
For example, if the zakat that must be issued is 100 USD, then the amount in rupiah (exchange rate of Rp. 15,000 per USD) is around Rp. 1,500,000.
3. Finding entitled zakat recipients
Recipients of zakat must be included in the group of eight asnaf (recipients) of zakat according to the Shari’a, namely poor, poor, amil zakat, converts to Islam, servants, debtors, fi sabilillah, and travelers.
4. Types of Ijab Qabul Prayers in Zakat
The following are some of the Ijab Qabul prayers that are commonly used in the practice of zakat, both for zakat mal, zakat fitrah, and professional zakat.
prayer for consent qabul zakat fitrah
Zakat fitrah is usually delivered in the month of Ramadan or ahead of Eid al-Fitr. Muzaki can say the intention and prayer of consent qabul zakat fitrah as follows:
Ijab muzaki (people who pay zakat):
“Nawaitu an ukhrija zakat al-fitr ‘an nafsi wa ‘an kulli man yajibu ‘alayya an uzakkiyahu syaran lillahi ta’ala.”
(I intend to pay zakat fitrah for myself and for all people who I am obliged to pay zakat because of Allah SWT).
Qabul Amil (Recipient of Zakat):
“Qabiltu zakataka bi maa razaqani Allahu minka.”
(I receive your zakat with what Allah has given me from you).
prayer for consent qabul zakat mal
Zakat mal (wealth) is carried out every year and depends on the calculation of the nisab. For zakat mal, the prayer of consent is as follows:
Ijab Muzaki:
“Nawaitu an ukhrija zakata maali fi hadza sanati lillahi ta’ala.”
(I intend to pay zakat on wealth this year because of Allah SWT).
Qabul Amil:
“Qabiltu zakataka fi hadza al-amr wa li ajli Allah ta’ala.”
(I receive your zakat in this case for the sake of the way of Allah SWT).
5. Handing over zakat assets
After the Ijab Qabul prayer is said, zakat is handed over directly to the rightful recipient. Submission can be done through the amil zakat institution or directly to individuals in need.
The requirements for obligatory zakat
Not everyone is required to pay zakat. The following are the requirements for obligatory zakat that must be met:
- Islam – Zakat is only obligatory for Muslims.
- Independent – Zakat is only obligatory for people who are free and have the freedom to manage property.
- Wealth reaches nisab – The assets owned must reach the nisab or the minimum limit of assets that must be issued zakat.
- Fulfilling haul (for zakat mal) – Especially for zakat mal, assets must be owned for one year (haul).
- Have sincere intentions – Zakat must be carried out with a sincere intention to get closer to Allah SWT.
Types of assets that must be zaked
Not all assets must be issued zakat. The following types of assets that must be zaked with their nisab:
| Type of treasure | Nisab Zakat | Percentage of Zakat |
|---|---|---|
| gold and silver | 85 grams of gold or 595 grams of silver | 2.5% |
| agricultural products | 653 kg of grain or 520 kg of rice | 10% (without irrigation) or 5% (with irrigation) |
| Trading property | equivalent to 85 grams of gold | 2.5% |
| farm animals | depending on the type and number of livestock | by type of livestock |
| Zakat Fitrah | equivalent to 2.5 kg of rice or staple food | based on food ingredients |
Benefits and Wisdom of Zakat
Zakat has many benefits, both for individuals who pay zakat and for society as a whole. Here are some lessons from the implementation of zakat:
- Cleaning treasure – Zakat is a means to clean and purify the assets owned.
- help those in need – Zakat helps ease the burden on the economy of the poor, so as to reduce social inequality.
- Increase social solidarity – With zakat, the gap between the rich and the poor can be reduced, so that social solidarity in society is stronger.
- get the blessing of wealth – In Islam, zakat is believed to be a way to get blessings and increase the abundance of property owned.
Mistakes that often occur in carrying out zakat
Not infrequently there are common mistakes that occur when paying zakat. Here are some mistakes that should be avoided:
- don’t count nisab#ATFP_CLOSE_TRANSLATE_SPAN# correctly – Nisab is the minimum amount of assets that must be zakated, so it needs to be calculated carefully.
- give zakat to people who are not entitled – Make sure the recipient of zakat is included in the group that has been determined by the Shari’a.
- does not include the right intention – Intention is the most important thing in worship, including zakat.
- Don’t give zakat on time – Zakat should be issued immediately after reaching the nisab, especially zakat fitrah which must be issued before the Eid prayer.
Conclusion
The prayer of consent qabul zakat is an important part in the process of handing over zakat which involves pronunciation of intentions and direct receipts of assets. This prayer symbolizes the sacred intention to fulfill the obligations set by Allah SWT and ensure that the zakat can be useful for those who are entitled to receive it.
By knowing the procedures for implementing, the types of zakat, and the prayer of consent qabul zakat, it is hoped that every Muslim can carry out zakat worship more perfectly.
