the characteristics of digital fraudsters and how to avoid them

Challenges and solutions in dealing with digital fraud

The mode of digital fraud is growing and diverse, indicating that the level of literacy of cybersecurity in society is still a big challenge. Fraud perpetrators use various ways, ranging from fake calls (fake calls), phishing, to social engineering that utilizes trust between individuals.

To deal with this, collaboration between authorities, service providers, and public education efforts is needed. In addition, digital behavior and alertness are also important keys in avoiding these frauds.

Characteristics of Digital Fraud Perpetrators

Sudhista Febriawan Wira Pratama, from GHO Cyber Security and Fraud Management Finnet Indonesia, explained that the main characteristics of digital fraud perpetrators are usually in a hurry, promising gifts, or asking for sensitive data. For simple mitigation, it provides a few steps:

• Do not click the link sent by the fraudster.
• Do not share OTP (One-Time Password) with anyone.
• Install the app only from official sources such as Play Store or App Store.
• Always verify the communication source before responding.

layered digital security system

According to Sudhista, the digital security system owned by infrastructure providers such as Finnet has been designed in layers, including Fraud Detection (Fraud Detection), Data Protection (Data Protection), and Real-time Monitoring (Direct Monitoring). However, he emphasized that many cases of digital fraud do not occur because of system weaknesses, but because of social manipulations that target users directly.

“Therefore, the most effective prevention remains a combination of strong technology and high user awareness,” he said.

Safe Tips for Digital Payment Users

For digital payment users, Sudhista provides some safe tips. One of them is when receiving fake calls or fake calls from unknown numbers, never mention OTP or personal data by telephone.

“Then immediately hang up the phone and call the official call center,” he said.

In addition, he also suggests that users do not click on the link from a private chat message. If you want to install the app, just do it from the Play Store or App Store. In addition, immediately delete suspicious messages and report them as SPAM.

shared awareness for digital security

Sudhista emphasized that digital security is not only the responsibility of one party, but a shared awareness. “Let’s be a generation that is not only digital literate, but also resistant to digital tricks,” he concluded.

By increasing awareness and vigilance, people can be better prepared to face the threat of digital fraud that continues to grow. With the collaboration between technology and user awareness, digital security can be guaranteed.